Which Bank Is Better Citibank Or HDFC?

Is Citibank a good bank?

As big banks, Citibank and Chase have to maintain the big costs of having thousands of branches, ATMs and employees.

While this makes for a good physical banking experience, both banks’ interest rates take a hit as a result.

While both banks have lower interest rates, Citibank does offer slightly higher rates..

Why Citibank is the best?

Citibank is one of the largest financial institutions in the world. It offers a variety of account packages to meet your needs, and it has thousands of branches and ATMs at which to access your account. There are no minimum deposit requirements to open checking or savings accounts.

Is Citibank better than HDFC?

In terms of efficiency, despite being one of the most profitable banks in the country, HDFC bank still languishes compared to Citigroup….HDFC Bank Vs Citigroup.ParticularsCitibankHDFC BankRevenues per employees17.616.9NIM (%)7.63.3Net NPAs to advances ratio (%)*2.10.54 more rows•Jun 24, 2003

Which Citi credit card is better?

NoteBest Citi Credit CardsCredit CardCategoryAnnual FeeCiti Rewards+Best Overall$0Citi Double Cash CardBest for Cash-Back Rewards$0Citi Secured MastercardBest for Bad Credit$05 more rows

Which credit card is better in HDFC?

Best HDFC Credit Card OnlineHDFC Bank Credit CardsCategoryJoining FeeMoneyback CardCashback, Rewards₹ 500Platinum Edge CardCashback, Shopping₹ 1,000Platinum Times CardLifestyle, Rewards, Travel and Airline₹ 1,000Regalia CardPremium, Rewards, Travel and Airline₹ 2,50014 more rows

Which credit card is best HDFC or SBI?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeMinimum Income Required#HDFC Regalia Credit CardRs. 2,500Rs. 90,000 p.m.Amazon Pay ICICI Bank Credit CardNilCommunicated at the time of sourcingSimplyCLICK SBI CardRs. 499*Rs. 20,000 p.m.YES FIRST Preferred Credit CardNilRs. 1,20,000 p.m.6 more rows